When you’re in the market for excellent auto insurance quotes, there are a number of factors that need to be taken into consideration in order to make sure that you are getting the best possible deal. In this day and age, the sheer range of choices available to a customer can be a source of great confusion and resulting indecision. So it’s an excellent idea to research your options and shop around for the best offer.

The Newer The Vehicle, The Lower Your Quote

Of course, there are also a number of proactive measures that you can take in order to ensure that you get the best possible quote on your auto insurance. For one thing, the very car you drive could be a source of either high premium headaches or the start of a beautiful, low cost relationship with your insurance provider.

Were you aware that the newer your vehicle, the safer it is bound to be? Safety standards are increasing with practically every new make and model that enters the modern market place. This is especially pertinent when it comes to determining your auto insurance quote. The safer your vehicle is considered to be, the less risky the insurance judgment.

Using A Company Car To Save On Insurance

Another neat trick to consider (if you’re in a position to pull it off) is to use a company car for the majority of your daily work driving. The car that the company provides is naturally insured by the company as well. This not only lets you completely off the hook for accidents (provided you weren’t at fault), but also the daily wear and tear that such vehicles are bound to accumulate after constant use.

Meanwhile, you can prove to the insurance company that you only use your personal vehicle for a limited amount of time and miles each week. The less you actually use your own car, the less chance there is of getting into any sort of accident or injury in it. Naturally, the risk is less, so you can hope for a lower insurance quote as a consequence.

It Matters Where You Live

A final consideration might be where you live in Philadelphia. While we can’t force you to change your residence on a whim, it’s a fact that living in outlying or suburban areas where crime and vehicle related accidents are somewhat lesser is an excellent way to keep your insurance premiums to an acceptable level.